Parwinder Kaur is currently working as an Assistant Professor in the Department of Economics at CT University, Ludhiana. She holds degrees in B.A., B.Ed., M.A. (Economics), MBA (Finance & Marketing), and a Ph.D. in Labour Economics. With over 11 years of teaching experience, her areas of specialization include Labour Economics, Microeconomics, and Money & Banking. She has published over 11 research papers and presented at various national and international conferences. Dr. Kaur has authored 5 book chapters, published 5 edited books, and holds two patents. She has attended more than 15 FDPs/seminars and served as a resource person in academic events. Additionally, she is a member of several professional bodies and serves on editorial boards of reputed
journals.

Meenakshi Rathi holds a Ph.D. in Management (Agri-Finance) UGC NET Commerce & Management and multiple postgraduate degrees including M.Com, MBA, MTM, and PGDIBO. With 14 years of teaching experience at UG and PG levels, currently serving as Assistant Professor of Commerce at the Institute for Excellence in Higher Education, Bhopal, actively involved in econtent development for MP Higher Education, serves as a certified trainer for NCERT and HRDC, and has published 20+ research papers and 3 books. Her accolades include various best paper awards and a patent in blockchain-based CSR funding.

T. Poongodi is the Principal (I/C) of Salem Sowdeswari College and an Assistant Professor in Corporate Secretaryship with over 23 years of experience in commerce education. She holds multiple qualifications including M.Com., M.Phil., B.Ed., PGDCA, MBA, and Ph.D. An enthusiastic and extroverted academic, she actively contributes as a BOS member at Bharathiar and Periyar Universities. She has served as an evaluator for Ph.D., M.Phil., UG projects and is part of doctoral committees. She has been a Chief Superintendent for various university and competitive exams. Dr. Poongodi is also a committed YRC Coordinator, SWAYAM mentor, and an active member of several institutional committees